Getting Started with WS Deposit Control
Sell $10,000+ luxury catalog items on standard Shopify plans with compliant deposits and offline balance tracking.
WS Deposit Control solves the common checkout barrier where payment processors reject single credit card transactions over $10,000. It enables standard Shopify merchants to accept a compliant deposit online (e.g. $5,000) and invoice the remaining balance ($20,000) offline via wire transfer.
Save $2,000+/Month on Shopify Plus
You do NOT need an expensive Shopify Plus plan or specialized B2B licenses to sell luxury spas, custom jewelry, watches, or heavy machinery.
The $10,000 Gateway Limit Problem#
Most merchant acquiring banks and Shopify Payments underwriters restrict single customer card swipes over $10,000 due to fraud chargeback risks. When a customer attempts to buy a $25,000 product, their transaction fails.
The Two-Step Deposit Model#
Storefront PDP Pricing Injection
The PDP displays: "Deposit Today: $5,000.00 — Remaining Balance via Wire: $20,000.00" with strike-through of full retail price.
Compliant Online Checkout
Customer completes online checkout with standard credit card, Apple Pay, or Shop Pay paying strictly the deposit amount.
Automated Tagging & Balance Invoicing
Order is automatically tagged "Deposit-Paid" and "Balance-Pending". Wire instructions and reference codes are issued to the buyer.
{% comment %} WS Deposit Control PDP Embed {% endcomment %}
<div class="ws-deposit-container" data-full-price="{{ product.metafields.ws_deposit.full_price }}">
<div class="ws-deposit-badge">High-Value Deposit Order</div>
<div class="ws-deposit-due">Due Today: {{ product.price | money }}</div>
<div class="ws-deposit-remaining">Remaining Balance: {{ product.metafields.ws_deposit.remaining_balance | money }} (Payable via Wire)</div>
</div>Have feedback or question about this guide?
Our commerce engineering studio provides direct developer assistance.